The most important thing in real estate investment is to find the right properties. you should consider factors such as location, market demand, potential return on investment, Zoning policy, and population growth , employment situation ,and the investor’s specific goals and preferences. Conducting thorough research and analysis can help identify properties that meet these criteria. …
According to the Dave Mayer in BiggerPockets, no one knows what’s going to happen in the housing market. The global economic climate is very uncertain, and the U.S. real estate market is no different. However, we can extrapolate a bit from the data shown above to explore the most likely scenarios. The housing market on a national level …
According to FreddieMac, most popular 30 and 15 years fixed mortgage rates have risen steadily since January ,2021. The expectation of economic recovery and President Baiden ‘s infrastructure plan add more weights on inflation, 10 -year treasure bond yield goes up to 1.7 % again during last week of March.
During waiting for the loan being approved, people thought they already submitted their financial statements , their w-2 or pay-stub, then the lender will not check them any more. But the truth is that lenders are always watching your financial change until your loans are closed. There are 4 mistakes people easily to make when …
4 Money Mistakes that will cost you a mortgage being denied Read More »
A Home Equity Line of Credit (HELOC ) is another form of home equity financing. But instead of receiving a lump sum of money like cash out refinance , you gain access to credit against your current equity. A HELOC is like a credit card in that you have a credit line available to borrow and …
Following the COVID-19 ourbreak, 10-year Treasury note hit record low of 0.54% one year ago on March 9 due to investors preferred to put money into safety assets to deal with the uncertainty during the global health crisis. As a reliable indicator of economic sentiment and a key benchmark for mortgage rate, lower yields on …
People always talk about financial freedom, Is it hard to achieve? Here is a way that many people practiced and succeeded- buying investment properties. Can’t wait to wet your shoes? keep in mind some important tips: First, check your financial status to ensure it is stable, because you should have enough money for down payment …
The fundamental of achieving financial well being is making more than spending. So the first thing we should focus on how to spend less. Most of time we just buy something because we like it without considering if it is necessary, thus we end up piling a lot of stuff at home. day after day, …
I first landed on the United States as an international students in 2007. I went to business school with the hope that I will be an elite on wall street. But suddenly the financial crisis erupted during my second year in the school. I heard lots of big names go bankrupt, even the Lehman Brothers. …