About Me

I am major in Finance, so I usually think about problems in a financial way. For example, One customer requires to do cash out refinance, in stead of processing the application , I will ask where you will put the cash out money? what’s the possible returns? If the customer plans to put the money in  stock market or some other high risk investments, I usually suggest him not cashing out , only do the refinance, after all, you can’t guarantee you will get above interest rate  return. On the contrary, if the customer uses the money as the down payment to buy a investment house and  rent out or flip , I will support him and do my best to get him a good rate. In that way, I don’t mean that investing on real estate will guarantee you to make money, just provide a example about how I treat people on the case by case basis. Finding the needs, getting  best solutions are always my top priority.

From my inner heart, I want to help people, no matter in mortgage or real estate, to relieve people’s unease, avoid them to make mistakes by  providing professional and  knowledgeable service.